How To Use Social Media To Help People Become Financially Literate

Social Media has taken the whole globe by storm. Between our smart phones, tablets, laptops, desktops and smart watches we are able to send and receive information instantaneously. The internet is a great tool to acquire knowledge. There is an infinite amount of useful information that is accessible to us by just a few clicks or taps of our fingers. However, there is also a downside. With all information so easily being uploaded by just about anyone with internet access there is also a lot of misinformation out there. If you are a person trying to become more versed in a topic this can pose a challenge as to how to know what information is factual or not.

Financial wellness is a topic that every person should be knowledgeable about. We make decisions that impact our finances every single day. A person who has no guidance and is not financially literate is at risk for making poor money managing decisions that will ultimately impact both their future and how comfortably they are able to live their lifestyle. Money managing skills are not always taught by parents or in schools. This is causing the younger generation to struggle with spending and saving. People of all ages and walks of life struggle with how to properly manage their money. Even a person making a sizable salary could be living a less than comfortable lifestyle if they are unable to save and invest wisely or if they are spending outrageously. Even if a person does not feel like their finances are in poor shape there is always room for improvement.

A person seeking to learn about financial literacy may turn to the internet for answers. It is important that there are useful resources available to them in order to guide them with the facts on how to become more conscientious with their finances. There are many platforms available in social media that will help educate the public on financial wellness. A person seeking to educate the public could make YouTube videos to give financial advice in a visual and auditory way. A person could also make a Facebook page dedicated to posts and articles about financial literacy and how to make smarter financial decisions. A person could make podcasts to talk about financial wellness and educate the public. You could even and newsletters through an automated email.

What is business marketing? It is the marketing practice of a person or organization that allows them to sell their services or products to other companies to resell them or use them to support their own products. Through the tools of social media and business marketing, we can work to put out useful and relevant information regarding financial wellness. Anyone can become financially literate as long as there is information readily available. Everyone deserves to live the best life possible. In order to do this, a person must be knowledgeable about how to manage their finances and assets in order to live a comfortable life that is void of stress. Let’s work together to use social media to create a world more educated about financial literacy.

Money Saving Tips: Features Of Grills To Check Before Buying One

Are you thinking of having outdoor fun with your family? Then to make this occasion successful, you need delicious treats like smoked dishes such as barbeque, brisket, pulled pork, or ribs to accompany the event. Then what is an ideal smoker that fits in your need? This article will discuss some top features you should have in mind when buying a grill with some money-saving tips.

Type of fuel There are three types of fuels charcoal gas and electric. These might be one of the hardest things to decide on since each has a different flavour. If you are looking cheap fuel, then charcoal grills are the best since it uses charcoal or wood, which is very affordable and easy to find or even customize the fuel. But care should be taken because of charcoal smoker lack temperature control option hence require experience. Gas grills are the easiest to control and also faster with better flavour compared to electric grills. Even for gas grills, you should consider dual fuel use. Electric grills are the least admired since they use too much energy; hence, expensive also has less smokey flavour it has an advantage is having a programmed temperature control

Shape and Design The shape of the grills is dictated with the intended primary need. Small grills are ideal for your family while big grills are best if you are intending to be hosting big grill parties. Another thing when choosing a grill is the size of the backyard.

Prices Don’t be limited to inferior grills because of your small budgets here are some money saving tips you can explore Several old grills are very capable, reliable, versatile and durable grills that go for under $100 There are also lovely gas grills that range from $200 to $400 depending on the brand. This grills can do better grilling than some grills that go for around $800. Quality of the grills should be not be overlooked if you are looking for a grill that will last longer; this can save you same few dollars.

Material and durability Cast aluminium, stainless steel, cast iron are some of the best materials for long durable grills. For steel grills, the heavy or thick steel has a better distribution of heat than thin still.

Assembly This can be a hard, tough job if you don’t know how to assemble and can cost you some charges if you calla merchant to join it for you When choosing a grill, you should look a grill that easies to assemble, and this will save SOME. money.

Warranty and support These are an essential thing to look for because you never know when a problem will occur Some of the questions you have answered before purchasing are what length is the warranty is? (a good warranty should cover for 5 to 10 years). what kind of support is given when a grill is not functioning well? (there should an email or phone number for contacting in their website or manual)

Here are some other qualities you should also consider: Ease of cleaning Safety Other accessories Footprint Cover Colour Crates and wheels Height. If you want value for your money, carefully check these features.

How Politics Can Affect A Country’s Economy

You might be wondering how you can this can happen? It has been researched and seen its right that a country’s politics can affect its Economy. A country’s political stability directly interconnects with its economic growth. For a nation to grow economically, it must have an atmosphere of political easiness.
When we talk of politics, we are talking about power exercise. When we look at a country’s history, some economic powers are very crucial and run its activities. For example, the issue of taxation power and issuance of currency is in the realm of each country.

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When you visit or study the current state in many countries, you will find that they control economic exchange between private sectors. This affects much on how a country will develop as the private sector inputs a lot of resources in its work.

So those enforced policies by the government commonly known as political factors affect economic growth, hence changing the living standard of its occupants. So, can we look into how these political factors play a vital role in the economic development?

1. The system of government
Ina country, the system that governs it plays a critical role. The government system can be authoritative, communist, and democratic among others. A government might influence business policies in a country that affects economic developments both personal and public.

2. Stability and instability of government structures
The government structures in a country are maybe durable and reliable. This will depend on the security of that country where there are no risks of conflicts either internal external. In a nation that possesses the high threat of terrorists makes it have instability, and this affects its business operations. Wars in a country harm the currency exchange rate when you compare it to other states globally. No, any investor will be willing to put his or her hard earned money in a place where there is no stability. So those country’s with less stable structures they experience slow growth in their economy.

3. Trade laws
This can be either national or international. The policies of a country are made by the political class, and these policies may affect a country’s strength in its import and exports. There can be trade tariffs passed by the politicians regarding trade and trade tariffs are reduced. The undeveloped or developed countries can see taxes that limit them from participating in the international trade fair. For example, Donald jr email on car tariffs where he stated: “companies doing businesses in the U.S. will receive huge tariffs if E.U. increases their massive tariffs and barrier

4. Corruption
This is a killer disease in most countries and has made several states to lag behind in their economic growth. Here we are talking on the dishonest levels and the illegal practices that happen across all businesses and amongst people in a particular country. The political class can use their power badly where they can be negatively influenced by companies where they receive bribes from wealthier firms who do not want any competition from new firms. The politicians will vote against those firms as they have accepted a bribe, hence a state of monopoly will develop and no economic development observed. This comes with services and commodities that are very expensive.

5. Management of government policies
It’s the work of government to monitor and enforce all policies made in a country. Businesses cannot operate well in states that do not incorporate copyright and piracy laws that create a firm not to maximize on their profits.

6. Political egocentrism
Some individuals may be left free even after committing serious crimes like treachery among others. It can rule out potential investors as they fear government misconduct activities by the political class. For example, Donald jr emails have two problems where they state the information was from a government source and was confidential which was not. He was found on wrong but his father the U.S. president advocated for him.

Best Ways To Save Money

In most societies around the world, money is an essential commodity. It is the means to avail everything. Food, shelter, and protection are necessary things which all humans need and usually sold for money. Finding oneself without money would mean losing access to these pivotal services. The importance of money cannot be overstated. As such, it is of crucial importance that we as individuals are responsible enough to make sure that we always have cash with us so that we can provide and take care of ourselves and our families. One way of accomplishing this is by saving up money.

 There are many ways of saving money. The primary qualities required for effective saving are patience and self-control. Here are some of the techniques through which you can save money:
1) Waiting for sales
Unless you require something, it always recommended that you wait for the sale period to kick in. Usually, items sold for their maximum price possible. However, during a sale period, the cost of items are slashed by huge margins. Sometimes an item can be bought for only 50% of its original price. In other instances, there may be attractive offers such as buy one get 1 free, buy 2 get one free or discounts on bulk shopping. As you can easily infer, waiting for a sale is a great way to get the product that you want while simultaneously saving a lot of money.
2) Buying in bulk
This goes hand in hand with the previous point. While you can always wait for items you don’t require immediately, such as clothes or electronics, to go on sale, the same cannot be said for products such as food and medicine which are needed on a daily and regular basis. Fruits, vegetables, and other food items are something which no one can do without. Therefore, to make maximum usage of the sales these items go on, you can buy in bulk. This will ensure that you have enough of material or food to last you till the next sale that comes along. This way you can avoid buying even items needed on a daily basis when they’re not on sale.
3) Collecting offers and coupons
Offers and coupons abound everywhere. It doesn’t require much effort to find them. They show up in newspapers, come with takeaway menus, are handed out at malls, provided with purchases, etc. However, most people throw them away because they are rarely ever of immediate use. The smarter move is to save them up by collecting them. Then, they’ll always be available if the offer is relevant to you.
4) Avoid eating out
Eating out is often a pretty expensive affair. Items in menus restaurants everywhere show high prices that charge a significant premium over merely the cost of the food. This is to account for the costs associated with buying and maintaining the property and paying the staff members and cooks. Food just as tasty as those available at restaurants can be prepared at home with a modicum of effort. However, the effort should be well worth it since you stand to save a great deal of money while simultaneously enjoying a fantastic meal.
In conclusion, if one keeps the principles of patience and self-control in mind, one should always be able to find new avenues and techniques for saving money and being thrifty.

Where To Get The Cheapest Home Tool Set

A home tool set gives a cheaper option hence saves money. Sometimes you end up buying single tools at different stores yet you can get a tool kit with all the tools in a single toolset. There are many
areas you can get a home tool sets. A little research is required to decide on the best store, which has the lowest prices. You can also opt to choose within your neighborhood if there are areas home depots, which stock cheap home tool sets. Some of the areas to get the cheapest home tool set include:a

Online Stores

Advanced technology is the best place to get information. There are numerous online stores that stock variety of products, you can use your phone or computers to access the internet and find online stores. Make a comparison of the prices and choose the cheapest. If they are within your reach, you can make an effort and acquire one. In case they are far away, you can pay online and wait for shipping if at all they offer the service.
There is also numerous application to help you find the nearest online stores and directions. Once you find one, they also provide contacts and addresses to help you make a physical visit and choose your best. You can also use graphical features on your gadget to get a soft copy and ask relevant questions before you make a decision to purchase.

Physical Stores

You should always have a feel of what you want to buy. You can physically visit various stores and choose a home tool set of choice. This helps you to see and have a feel of what you are buying. It also answers various questions. Does it have all the tools you require? Are they the right size? Are they made of durable material? Are they in good condition? These help you to prove your doubts and be sure of what you are buying.

Supermarkets

The supermarkets also stock the toolkits. The only disadvantage is you lack the power to bargain. You buy it at the marked price on the shelves.

Hardware

Home toolkits are classified as construction equipment. You cannot miss them in hardware. They stock a variety from different manufacturers. You have the power to choose what you want based on your budget.

Home Appliances Store

Entrepreneurs have become creative and established home depots where you can dispose what you no longer use at a cheaper price or even donate. You can take advantage of this enterprise and visit , you may be lucky to get a home tool set,of course, it is important to check the you can get before buying(thetoolsy.com). However, it is not guaranteed you will get the set in here.

Auction Stores

Auction stores also have cheap products. Just like the home appliances store, there is no guarantee you will find a home tool set at the time of visit. In case you get, they are the cheapest option compared to the rest of the places discussed.

A home tool set is not only for homeowners but for anyone. You need the tools to nail a wall hanging among other tasks so better check on the market for the lawn too.

Why Sending Newsletters is Essential for the Website of BBQ RESTAURANT

As you decide to invest a particular amount of money for marketing, it is important that the following investments would be profitably rewarding for your restaurant. For every investment (including marketing) is essential to create a few smart decisions. Planning is the major step for growing and keeping all catering facilities, whether you’re restaurant is exclusive or just a small business.

A lot of restaurant owners and managers make an annual marketing game plan in advance, following the yearly. Every restaurant owner and manager will not deny that using the media, local newspapers, and television channels can really rip you off. However, we have to do it to make sure we exhaust every opportunity to advertise your business. With the rapid development of technology and the escalating use of the internet as a primary source of information, you shouldn’t miss this opportunity to use it to market your BBQ restaurant.

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DOES E-MAIL MARKETING STILL WORK?

Not all restaurants owners know that they can use e-mail marketing to promote their restaurant. Why should you use it? Simple, personality. The e-mails you send to your customers offer regular and direct communication with your diners. Here are some of the other good reasons why you should use e-mail marketing:

  • Compared to other advertising methods, sending e-mails is way cheaper.
  • E-mails can be sent whenever or wherever you are.
  • They can sit in your inbox until the e-mails are opened.
  • It’s a great way to build a direct communication with your customers.

To answer the question, it doesn’t just work, e-mail marketing is also extremely effective.

E-MAIL MARKETING VS. SOCIAL MEDIA MARKETING

Before social media marketing became popular, the communication between the owners of the restaurants and the customers is quite simple. Today, we see how social media affects every aspect of our lives, including businesses such as restaurants. And because of its popularity, it seems people have forgotten e-mail marketing. But you’re wrong, it is still breathing. Yes, social media marketing is a trendy method of promoting one’s business, but it doesn’t mean that people don’t check their e-mails.

SO, HOW DO I USE IT?

  1. Build a database of your costumers by gathering certain information including their email addresses.
  2. Use your website to provide your customers the option to subscribe with their e-mail address and receive e-mail newsletters from your restaurant.
  3. Do not include them in your database, unless you have their consent. This is completely rude, and can lead to legal suits.
  4. Target a certain population for email marketing, by providing different types of e-mails for various groups of people.
  5. Choose a reliable marketing services, such as Mail Chimp and Fishbowl.
  6. Connect with your guests, so that they will come back to your restaurant.
  7. Research about your customers by asking questions such as, what do they like about your restaurant? Do they want something to be changed? Do they like the grilled food with an offset?
  8. Do not flood your customers with e-mails.
  9. Keep an interesting email subject line.

 

What is the most cost effective email newsletter solution? Convertkit, Ontraport, Infusionsoft, or something else?

What is the most cost effective email newsletter solution?

Every marketing automation software toolkit solves the problems and address challenges of earlier Email marketing software versions. While doing this, they come up with other emerging problems. Challenging competition to develop to address the problem and the cycle continues. There is no perfect marketing toolkit. It all depends on the following factors. Budget, Email marketing automation function, value added service, subscriber list and ability to analyze and make a follow-up that turns into sales revenue In this article we will have an in-depth analysis on pros and cons of Convertkit, InfusionSoft, Ontraport and MailChimp Email marketing tools.

 

MailChimp

Pros

  • User-friendly interface that is flexible and easy to use.
  • Easy to develop an email campaign without any prior skills, very effective for beginners.
  • Easy to extract and transfer subscribers list.
  • Email Marketing tool is free though with limited subscriber list and suitable for enterprises with few subscribers and low budget.
  • More integrated functionality

Cons

  • Emails are prone to bouncing.
  • Templates are common hence filtered as spam.
  • It is expensive for few subscribers listing.
  • Double opt-in reducing subscriber listing.

 

Convertkit

Pros

  • Budget friendly for a large number of subscribers.
  • Automated marketing function that runs hand in hand with Email marketing.
  • Have value-added functions for its Email marketing
  • Easy to build campaign tools.
  • Well-designed and detailed toolkit.
  • It has plugins integrated into the tool to give out a more comprehensive Email marketing platform.

Cons

  • It is expensive.
  • No free trials for a test run purposes.

 

InfusionSoft

Pros

  • It is a detailed marketing tool that incorporates marketing and sales in the toolkit.
  • Being a full Customer Relationship management (CRM) toolkit, it gives out analysis of the Email marketing campaign tools.
  • Very efficient even for small enterprises with a limited subscribers list.
  • Gives a graphical representation of results of the Email marketing campaigns.

 

Cons

  • Not user-friendly, prior experience is needed to run and operate the Email marketing toolkit.
  • Not suitable for beginners.
  • Email marketing toolkit is complex with the complicated
  • If not well mastered, Emails do not reach the target market.

 

Ontraport

Pros

  • Affordable for big enterprises with a large number of subscriber lists.
  • It has an accommodative price model depending on budget and number of subscribers.
  • The Email reaches targeted individuals.
  • It is easy to make a follow up on actions taken on different campaign tools
  • It has automated and sequential Email marketing campaign tools
  • Customized Email templates hence no room for them to be filtered in the spam
  • It is possible to track Email and actions taken.

Cons

 

Generally, Email marketing is just a component in marketing. Some software programs have integrated it with CRM software to achieve a more detailed, specific and desirable results. Email marketing is an effective marketing tool, though if not well customized it might not result in sales. A good Email marketing tool should be able to send Email, show action taken by the receiver, subsequent follow-up and graphical presentation of the effect of the Email marketing as a strategy for marketing.